OPEN A BANK ACCOUNT IN CANADA BEFORE YOUR DEPARTURE
remy
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Julie
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58 Reviews

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Valentine
2 0
This review was posted in French. Show original

Hello,
I saw that it was possible to pre-open your account remotely and transfer money to it. Is it then possible to make a transfer from my Desjardins account to another Desjardins account from France before my departure without having actually opened my account?
Thanks

Aurélie
8 0
This review was posted in French. Show original

Hello,

First of all, thank you for your interest in Desjardins and congratulations on your project in Canada.

You can pre-open your account at http://www.desjardins.com/open account, then you will receive your Desjardins RIB by email, then you can make your 1st international transfer, then you can finalize your account in Canada, then you can make payments or transfers to a Desjardins account in Canada.
Before finalizing the account in Canada, we recommend that you make an international transfer directly from your French account to the Canadian account of your interlocutor.

If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1

Léa
3 12
This review was posted in French. Show original

Hello,
We arrive with my spouse in 1 month in Canada, he with a JP and me as a de facto spouse. My question is: with the Desjardins and PVtistes offer, is it possible to directly open a joint account in our two names? Thank you for your reply ! Leah

aspizou
0 0
This review was posted in French. Show original

Hello,

I arrive in Canada in 2 weeks for a period of two years with a PVT.
I don’t have an address at the moment but I would like to create a bank account before leaving. Is there a way to proceed?

Aurélie
8 0
This review was posted in French. Show original

Hello,

First of all, thank you for your interest in Desjardins and congratulations on your project in Canada.

We offer a very simple and free remote account opening process in 3 steps and 7 working days:
A – We invite you to consult our reference site http://www.desjardins.com/OpenCompte and to answer the form to the best of your knowledge by filling in the mandatory fields.
• For the “Address in Canada” section
o You can let us know the district where you think you will live even temporarily or work to allow us to choose the most practical Caisse (=agency) for you.
o Subsequently we can modify it with your final address.
B – Subsequently, our team dedicated to new arrivals will send you by email your Bank Identity Statement (RIB) which will allow you to make your 1st international fund transfer, if you wish (remember to check your SPAM folder or mail undesirable) …)
C – Once in Canada, you can be authenticated and retrieve your means of payment (FREE debit card = access card)

If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1

Paul
4 13
This review was posted in French. Show original

Hello,

I have just arrived in Canada with my PVT and I did not open a bank account before leaving because of the uncertainties linked to the Covid.

Is it still possible to benefit from the Desjardins new arrivals offer described above (preferential fees and with 1 month of ACS insurance offered, although already subscribed)?

Thanks in advance,
Paul

Aurélie
8 0
This review was posted in French. Show original

Good morning !
Thank you for your message. We recommend pre-opening an account before departure, but you can still take advantage of our 2 offers by going to http://www.desjardins.com/openaccount
OR by going directly to our agency dedicated to Newcomers located at 1101 Ste Catherine Street West Montreal H3B1J4 (Metro Peel)
OR by going to the nearest Desjardins Caisse (= agency). The Desjardins welcome offer with the free current account, debit and credit card will be added to your Desjardins account and you can request the reimbursement of the month Globe PVT on https://www.acs-ami.com/fr/ miscellaneous/offer-acs-desjardins/.
If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1
Good luck in Canada!

Diane
0 0
This review was posted in French. Show original

Hello,

It seems that there is a problem on the Desjardins site when I try to make an account opening request from outside Canada (I am currently in France).

Indeed, in step 2 it is not possible to indicate a Canadian postal code. It is impossible to enter letters or numbers, which makes the form impossible to validate.

Thank you in advance for your help 🙂
Diana

Aurélie
8 0
This review was posted in French. Show original

Hello Diana! Thank you for your message and your interest in Desjardins. I just did a test on http://www.desjardins.com/OpenCompte and everything is working normally.
I invite you to check your postal code on https://www.canadapost-postescanada.ca/info/cg/personnel/codepostal/trouvercodepostal.jsf
We are committed to providing the best possible support to people who have a life plan in Canada, as you will read on http://www.desjardins.com/VivreAuCanada or in the brochure to download at https://www.desjardins.com/guide- prepare-arrival-canada
We also offer free conferences to help you prepare for your project or when you arrive in Canada. Information and registration at http://www.facebook.com/monprojetcanadadesjardins

If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1

Soumeya
1 3
This review was posted in French. Show original

Hello,
I opened my account with Desjardin using the newcomer link and I would like to know how to get reimbursement for one month of the globe pvt insurance. Thank you

Julie
5.2K 14.2K
This review was posted in French. Show original

Hello Soumeya, here is an article which summarizes the whole process: https://pvtistes.net/bon-plan-globe-pvt-desjardins-canada/ 🙂

Aurélie
8 0
This review was posted in French. Show original

Good morning ! Thank you for your interest in Desjardins!

Yoan
0 8
This review was posted in French. Show original

Hello,

I did not prefer to create a Desjardins account before I really arrived in Canada in view of all the uncertainties related to access to Canada at the moment. But it’s good I arrived in Canada with my wife. Can I still benefit from the free Desjardins newcomer offer with 1 month of ACS insurance offered?

Thank you in advance for your return.

Aurélie
8 0
This review was posted in French. Show original

Hello Yoan!
Thank you for your comment.
We answer you in private message
Good luck in Canada!

Aurélie
8 0
This review was posted in French. Show original

Hello Yoan!
Thank you for your comment.
We answer you in private message
Good luck in Canada!

Benoit
3 3
This review was posted in French. Show original

Hello,
I have been trying to open an account for 3 days but during the step of choosing the fund, the site turns in circles and suddenly impossible to continue. What to do?

thank you

Aurélie
8 0
This review was posted in French. Show original

Hello,

First of all, thank you for your interest in Desjardins and congratulations on your project in Canada.
It seems that we had a technical problem on the account opening page but after a test this morning it seems to be resolved.
For the “Address in Canada” section, you can give us the address where you think you will reside even temporarily or work to allow us to choose the Fund (= agency) most convenient for you. We can then modify it with your final address.
If the problem persists, I suggest you contact us at [email protected]
In addition, here is a summary of the support provided by Desjardins for your needs
Desjardins is the leading cooperative financial group in Canada with more than 7 million members and clients
We are committed to providing the best possible support to people who have a life project in Canada, as you will read at http://www.desjardins.com/VivreAuCanada or in the brochure to download at https://www.lacabanedesjardins.fr/assets/ pdf / guide_desjardins.pdf
We also offer free conferences to help you prepare for your project or when you arrive in Canada:
Before your departure: Information and registration on http://www.eventbrite.fr/o/la-cabane-desjardins-18442538366
After your arrival: Information and registration on http://www.eventbrite.ca/o/desjardins-equipe-des-nouveaux-arrivants-18806275829
If you have other Canadian banking questions, we invite you to contact our dedicated team for newcomers and non-residents directly: + 1-514-875-4266, option 1 [email protected]

kimi26
0 4
This review was posted in French. Show original

Hello, I’m only going to stay in Montreal for 5 months, can someone tell me if I can leave the bank after these 5 months? Thank you 🙂

Aurélie
8 0
This review was posted in French. Show original

Hello,
Thank you for your interest in Desjardins.
You can open your account remotely at http://www.desjardins.com/OuvrirCompte.
You can then finalize it in Canada (Quebec or Ontario)
the condition for most banks in Canada is to stay at least 6 months in Canada.
If you stay 5 months in Montreal and then at least 1 month in another province, you are eligible for an account in Canada and with Desjardins.
Indeed, our means of payment (debit card, credit card, checks, INTERAC transfers, etc.) work across Canada.
So if you travel in Canada outside Quebec and Ontario, you can pay with the 2 debit or credit cards at no additional cost.
In addition, cash withdrawals are rare in Canada because the 2 debit and credit cards are “contactless” up to $ 100
Finally, if you do not have any nearby Desjardins ATMs, you can always withdraw cash free of charge, with your debit card, in a grocery store, using “cash back” (see page 62 of the guide)
https://www.lacabanedesjardins.fr/assets/pdf/guide_desjardins.pdf
If you have other Canadian banking questions, we invite you to contact our dedicated team for newcomers and non-residents directly: + 1-514-875-4266, option 1 [email protected]