{"id":425533,"date":"2026-01-09T09:00:41","date_gmt":"2026-01-09T08:00:41","guid":{"rendered":"https:\/\/pvtistes.net\/en\/?p=425533"},"modified":"2026-05-24T19:37:03","modified_gmt":"2026-05-24T17:37:03","slug":"whv-insurance-british-citizens","status":"publish","type":"post","link":"https:\/\/pvtistes.net\/en\/whv-insurance-british-citizens\/","title":{"rendered":"IEC &#8211; Working holiday health insurance for British citizens"},"content":{"rendered":"\n\t\t<div class=\"c-notification\">\n\t\t\t<div class=\"c-notification__text u-b0\">\n\t\t\t\tThis page and the following insurance information are provided under the exclusive responsibility of ACS insurance brokerage company.\n\t\t\t<\/div>\n\t\t<\/div>\n\t\n<p>If you\u2019re a British citizen about to embark on a working holiday, you\u2019ll want to purchase health insurance for your trip. For many destinations, including Canada, proof of insurance is mandatory.<\/p>\n<p>Regardless of visa requirements, health insurance is always a sensible decision. No one is invincible to illness and accidents, even those who consider themselves young and healthy. Without adequate coverage, out of pocket healthcare costs can be exorbitantly expensive.<\/p>\n<p>Pvtistes.net has been recommending <a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> since 2005. They have already protected thousands of working holiday makers to Canada, Australia, New Zealand and other countries.<\/p>\n<h2>What is Globe WHV?<\/h2>\n<ul>\n<li>It is <em>the<\/em> travel insurance dedicated to all Working Holiday Visa (WHV) and IEC permit holders all around the world; created <em>by<\/em> working holiday makers <em>for<\/em> working holiday makers.<\/li>\n<li><a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> insurance is powered by ACS, Travel &amp; Expatriate Insurance Solutions. ACS have specialised in international mobility for more than 45 years.<\/li>\n<\/ul>\n<p>If you\u2019re a <strong>citizen and resident<\/strong> of the United Kingdom, <strong>between 18 and 35<\/strong> years old, and planning to go abroad with an <strong>IEC permit or WHV<\/strong>, keep reading to learn more.<\/p>\n<h2>If you\u2019re going to <a href=\"https:\/\/pvtistes.net\/en\/whv\/canada\/\" target=\"_blank\" rel=\"noopener\">Canada<\/a> on an IEC permit<\/h2>\n\n            <div id=\"infos-navigation\" class=\"c-tag--navigation\">\n        <a class=\"c-tag  u-a2 u-fw-500\" href=\"#infos-Aus\" data-scroll><em>Click here if you\u2019re going to Australia or New Zealand<\/em><br \/><\/a><a class=\"c-tag  u-a2 u-fw-500\" href=\"#infos-ROW\" data-scroll><em>Click here if you\u2019re going somewhere else<\/em><br \/><\/a>\n            <\/div>\n        \n<p>If you\u2019re participating in any of Canada\u2019s <a href=\"https:\/\/pvtistes.net\/en\/international-experience-canada\/\" target=\"_blank\" rel=\"noopener\">IEC programs<\/a> (Working Holiday, Young Professionals or International Co-op), you must show proof of insurance for the duration of your stay in Canada. To learn more about this requirement, read <a href=\"https:\/\/pvtistes.net\/en\/iec-insurance-requirement-explained-2\/\" rel=\"noopener\" target=\"_blank\">IEC Working Holiday Permit: the Insurance Requirement Explained<\/a>.<\/p>\n<h3>Advantages of <a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> insurance:<\/h3>\n<ul>\n<li><strong>Meets requirements set forth by IEC<\/strong> (International Experience Canada).<\/li>\n<li><strong>Unlimited coverage<\/strong> of medical expenses and hospitalisation in Canada.<\/li>\n<li><strong>Medical repatriation:<\/strong> 100% of actual costs are covered if you need to be transported back to the UK for medical reasons.<\/li>\n<li><strong>Tourism outside of Canada<\/strong> is covered up to \u20ac150,000 worldwide with no limit on duration of travel.<\/li>\n<li><strong>On-piste skiing and snowboarding are covered.<\/strong><\/li>\n<li><strong>Refund in case of visa denial:<\/strong> In the unlikely event that your <a href=\"https:\/\/pvtistes.net\/en\/reasons-refusal-canada-iec-permit\/\" target=\"_blank\" rel=\"noopener\">application is rejected<\/a>, you can request a full refund for your policy, minus a \u20ac20 fee.<\/li>\n<li><strong>Refund on unused months<\/strong> if you decide to end your working holiday early and go back to your home country (as long as you have a minimum of two months left on your policy), minus a \u20ac30 fee.<\/li>\n<li><strong>Zero excess:<\/strong> This means less out of pocket costs for you in case of illness or injury.<\/li>\n<\/ul>\n\n\t\t\t<div class=\"c-dossier-article__info\">\n\t\t\t\t<div class=\"c-dossier-article__info-wrap\">\n\t\t\n\t\t\t\t\t<div>\n\t\t\t\t\t\t\n<p><strong>What is excess?<\/strong><br \/>\nIn case of injury or illness, the excess is the amount that you have to pay out of pocket before your insurance starts covering for you. For example, if your policy has an excess of \u00a390 but your qualifying medical expenses total \u00a3500, the insurance would only reimburse you \u00a3410. Insurance policies with zero excess provide the highest level of protection, and those are what we recommend.<br \/>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n<p>The following table compares <a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> with two British insurers, Big Cat and True Traveller, for destination Canada.<\/p>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td><strong><a href=\"http:\/\/pvtistes.net\/en\/whv-insurance\/\" target=\"_blank\" rel=\"noopener\">Globe WHV<\/a><\/strong><\/td>\n<td><strong>Big Cat\u2019s Standard policy<sup>1<\/sup>\u00a0<\/strong><\/td>\n<td><strong>True Traveller\u2019s Traveller policy<sup>1<\/sup>\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premium &#8211; 2 years in Canada<\/span><span style=\"font-weight: 400;\"><sup>2<\/sup> <\/span><span style=\"font-weight: 400;\">for a British citizen between 18-35 years old departing from the UK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac764.16<\/span> (approx. <span style=\"color: #339966;\"><b>\u00a3662<\/b><\/span><span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"color: #ff0000;\">\u00a3822.62<\/span><\/td>\n<td>\u00a3767.42<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical expenses and hospitalisation in Canada<\/span><\/td>\n<td><span style=\"font-weight: 400;\"><span style=\"color: #339966;\"><strong>Unlimited<\/strong><\/span>\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a35,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a310,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical transport and repatriation for medical reasons in Canada<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">100% coverage of actual costs\u00a0<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a35,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a310,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Policy excess (the amount of money you have to pay towards a claim before your insurance provider covers the rest)<\/strong><\/td>\n<td><strong><span style=\"color: #339966;\">\u20ac0<\/span><\/strong><\/td>\n<td><span style=\"color: #ff0000;\"><span style=\"font-weight: 400;\">\u00a390<\/span><span style=\"font-weight: 400;\"><sup>3<\/sup><\/span><\/span><\/td>\n<td><strong><span style=\"color: #339966;\">\u00a30<sup>4<\/sup><\/span><\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical expenses in home country (UK)<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Up to 30 days and \u20ac15,000 per year in case of emergency<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Not covered\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Not covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">If you decide to end your working holiday early<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Reimbursement for unused policy months, minus \u20ac30 fee <\/span><\/strong>(approx. \u00a316.50)<\/td>\n<td><span style=\"font-weight: 400;\">Reimbursement for unused policy months (<span style=\"color: #ff0000;\">minus \u00a350 fee<\/span>)<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">No reimbursement<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Skiing and snowboarding<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Covered, on-piste<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Winter sports add-on starting at<span style=\"color: #ff0000;\"> \u00a343.20<\/span><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Winter sports add-on starting at <span style=\"color: #ff0000;\">\u00a390.83<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Snorkelling and scuba diving<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Any depth, with or without tank\u00a0<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Up to 18 metres only<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to 18 metres only<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Travel in case of death of close relative in home country<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Round trip for you is covered<\/span><\/strong><\/td>\n<td><span style=\"color: #ff0000;\"><span style=\"font-weight: 400;\">Under certain conditions<\/span><span style=\"font-weight: 400;\"><sup>5<\/sup><\/span><\/span><\/td>\n<td><span style=\"color: #ff0000;\"><span style=\"font-weight: 400;\">Under certain conditions<\/span><span style=\"font-weight: 400;\"><sup>5<\/sup><\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Presence of family or friend in case of hospitalisation<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Round trip plus \u20ac80 per night (up to 8 days) for someone to take care of you, if hospitalised for 7+ days\u00a0\u00a0<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Travel covered only if deemed medically necessary by physician<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Travel covered only if deemed medically necessary by physician<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal Liability<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Personal injury: \u20ac4,500,000\u00a0<\/span><\/strong>(approx. \u00a33,900,000<span style=\"font-weight: 400;\">)<\/span><\/p>\n<p><strong><span style=\"color: #339966;\">Damage to property and consequential losses therefrom: \u20ac450,000 <\/span><\/strong>(approx. \u00a3390,000<span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a32,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a32,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal Accident<\/span><\/td>\n<td><strong><strong><span style=\"color: #339966;\">\u20ac30,000\u00a0<\/span><\/strong><\/strong>(approx. \u00a326,000<span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a315,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a315,000<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><sup>1<\/sup> The middle option of three policies, single trip; information from January 2026.<br \/>\n<sup>2<\/sup> Big Cat and True Traveller offer Canada only as a part of the \u201cWorldwide (including North America)\u201d area of cover; there is no area of cover for <em>only<\/em> Canada.<br \/>\n<sup>3<\/sup> When applicable, this amount applies to each claim, per section, for each separate incident.<br \/>\n<sup>4<\/sup> A \u00a375 excess option is also available at a lower policy premium.<br \/>\n<sup>5<\/sup> Only if you are already in possession of a return ticket for the original planned end of your working holiday. Other conditions for curtailment may apply.<\/p>\n\n    <div class=\"c-tag--back-summary\">\n        <a href=\"#infos-navigation\" class=\"c-arrow-link u-uppercase u-b3 u-fw-700\" data-scroll data-offset=\"90\">\n            Back to Summary<svg class=\"rd-icon rd-icon-arrow-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 8 8\">\n    <path fill-rule=\"evenodd\" d=\"M0 3.509v.982h6.082L3.298 7.298 4 8l4-4-4-4-.702.702 2.784 2.807z\"><\/path>\n<\/svg>\n \n        <\/a>\n    <\/div>\n    \n<h2 id=\"infos-Aus\">If you\u2019re going to <a href=\"https:\/\/pvtistes.net\/en\/whv\/australia\/\" target=\"_blank\" rel=\"noopener\">Australia<\/a> or <a href=\"https:\/\/pvtistes.net\/en\/whv\/new-zealand\/\" target=\"_blank\" rel=\"noopener\">New Zealand<\/a> on a WHV<\/h2>\n<p>Though insurance is not required by Australian and New Zealander authorities for British working holiday makers, <strong>it is still strongly recommended<\/strong>. Medical expenses for uninsured individuals are very expensive otherwise. For example, medical repatriation to the UK can cost up to tens of thousands of pounds.<\/p>\n<h3>Advantages of <a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> insurance:<\/h3>\n<ul>\n<li><strong>Unlimited coverage<\/strong> of medical expenses and hospitalisation in your WHV country (Australia or New Zealand).<\/li>\n<li><strong>Medical repatriation:<\/strong> 100% of actual costs are covered if you need to be transported back to the UK for medical reasons.<\/li>\n<li><strong>Tourism outside of your WHV country <\/strong>is covered up to \u20ac150,000 worldwide with no limit on duration of travel.<\/li>\n<li><strong>Refund in case of visa denial: <\/strong>In the unlikely event that your application is rejected, you can request a full refund for your policy, minus a \u20ac20 fee.<\/li>\n<li><strong>Refund on unused months <\/strong>if you decide to end your working holiday early and go back to your home country (as long as you have a minimum of two months left on your policy), minus a \u20ac30 fee.<\/li>\n<li><strong>Zero excess:<\/strong> This means less out of pocket costs for you in case of illness or injury.<\/li>\n<\/ul>\n\n\t\t\t<div class=\"c-dossier-article__info\">\n\t\t\t\t<div class=\"c-dossier-article__info-wrap\">\n\t\t\n\t\t\t\t\t<div>\n\t\t\t\t\t\t\n<p><strong>What is excess?<\/strong><br \/>\nIn case of injury or illness, the excess is the amount that you have to pay out of pocket before your insurance starts covering for you. For example, if your policy has an excess of \u00a390 but your qualifying medical expenses total \u00a3500, the insurance would only reimburse you \u00a3410. Insurance policies with zero excess provide the highest level of protection, and those are what we recommend.<br \/>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n<p>The following table compares <a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> with two British insurers, Big Cat and True Traveller, for destinations Australia and New Zealand.<\/p>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<td><strong><a href=\"http:\/\/pvtistes.net\/en\/whv-insurance\/\" target=\"_blank\" rel=\"noopener\">Globe WHV<\/a><\/strong><\/td>\n<td><strong>Big Cat\u2019s Standard policy<sup>1<\/sup>\u00a0<\/strong><\/td>\n<td><strong>True Traveller\u2019s Traveller policy<sup>1<\/sup>\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Premium &#8211; 1 year in Australia or New Zealand<\/span><span style=\"font-weight: 400;\"><sup>2<\/sup> <\/span><span style=\"font-weight: 400;\">\u00a0for a British citizen between 18-30 years old departing from the UK<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac428.40 (approx. <\/span>\u00a3371<span style=\"font-weight: 400;\"><span style=\"font-weight: 400;\">) &#8211;\u00a0\u00a0<\/span><\/span>5% off Globe PVT insurance for Australia and New Zealand until November 30, 2025: \u20ac407\u00a0<span style=\"color: #339966;\"><strong>(approx. \u00a3353)<\/strong><\/span><\/td>\n<td>\u00a3373.74<\/td>\n<td><span style=\"color: #ff0000;\">\u00a3396.83<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical expenses and hospitalisation in Australia or New Zealand<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #008000;\"><strong>Unlimited<\/strong><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a35,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a310,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical transport and repatriation for medical reasons in Australia or New Zealand<\/span><\/td>\n<td><strong><span style=\"color: #008000;\">100% coverage of actual costs<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a35,000,000\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Up to \u00a310,000,000\u00a0<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical expenses and hospitalisation during tourism elsewhere (excluding home country)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Coverage up to \u20ac150,000 worldwide with no limit on duration of travel\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to 7 days for travel outside of Australia and New Zealand<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Covered up to 14 days for travel outside of Australia and New Zealand<\/span><\/td>\n<\/tr>\n<tr>\n<td><strong>Policy excess\u00a0(the amount of money you have to pay towards a claim before your insurance provider covers the rest)<\/strong><\/td>\n<td><span style=\"color: #008000;\"><strong>\u20ac0<\/strong><\/span><\/td>\n<td><span style=\"color: #ff0000;\"><span style=\"font-weight: 400;\">\u00a390<\/span><span style=\"font-weight: 400;\"><sup>3<\/sup><\/span><\/span><\/td>\n<td><span style=\"color: #008000;\"><strong>\u00a30<sup>4<\/sup><\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Medical expenses in home country (UK)<\/span><\/td>\n<td><strong><span style=\"color: #008000;\">Up to 30 days and \u20ac15,000 per year in case of emergency<\/span><\/strong><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Not covered\u00a0<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Not covered<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">If you decide to end your working holiday early<\/span><\/td>\n<td><span style=\"color: #008000;\"><span style=\"color: #008000;\"><strong>Reimbursement for unused policy months<\/strong><\/span><\/span><span style=\"color: #008000;\"><strong><span style=\"color: #339966;\">, minus \u20ac30 fee <\/span>(approx. \u00a316.50)<\/strong><\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">No reimbursement<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">No reimbursement<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Skiing and snowboarding<\/span><\/td>\n<td><span style=\"color: #008000;\"><strong>Covered, on-piste<\/strong><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Winter sports add-on starting at <span style=\"color: #ff0000;\">\u00a343.20<\/span><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Winter sports add-on starting at <span style=\"color: #ff0000;\">\u00a363.13<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Snorkelling and scuba diving<\/span><\/td>\n<td><span style=\"color: #008000;\"><strong>Any depth, with or without tank\u00a0<\/strong><\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Up to 18 metres only<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Up to 18 metres only<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Travel in case of death of close relative in home country<\/span><\/td>\n<td><span style=\"color: #008000;\"><strong>Round trip for you is covered<\/strong><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Under certain conditions<\/span><span style=\"font-weight: 400;\"><sup>5<\/sup><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Under certain conditions<\/span><span style=\"font-weight: 400;\"><sup>5<\/sup><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Presence of family or friend in case of hospitalisation<\/span><\/td>\n<td><span style=\"color: #008000;\"><strong>Round trip plus \u20ac80 per night (up to 8 days) for someone to take care of you, if hospitalised for 7+ days\u00a0<\/strong><\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Travel covered only if deemed medically necessary by physician<\/span><\/td>\n<td><span style=\"font-weight: 400; color: #ff0000;\">Travel covered only if deemed medically necessary by physician<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Maternity expenses\u00a0<\/span><\/td>\n<td><span style=\"color: #ff0000;\"><strong>90% covered, up to \u20ac5,000 <\/strong><\/span>(approx. \u00a34,300)<\/td>\n<td><strong><span style=\"color: #339966;\">Normal costs associated with pregnancy are not covered\u00a0<\/span><\/strong><\/td>\n<td><span style=\"color: #339966;\"><strong>Normal costs associated with pregnancy are not covered\u00a0<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal Liability<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">Personal injury: \u20ac4,500,000\u00a0<\/span><\/strong>(approx. \u00a33,900,000<span style=\"font-weight: 400;\">)<\/span><\/p>\n<p><strong><span style=\"color: #339966;\">Damage to property and consequential losses therefrom: \u20ac450,000 <\/span><\/strong>(approx. \u00a3390,000<span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a32,000,000<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a32,000,000<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Personal Accident<\/span><\/td>\n<td><strong><span style=\"color: #339966;\">\u20ac30,000\u00a0<\/span><\/strong>(approx. \u00a326,000<span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00a315,000<\/span><\/td>\n<td>\u00a315,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><sup>1<\/sup> The middle option of three policies, single trip; information from January 2026.<br \/>\n<sup>2<\/sup> Big Cat and True Traveller define Australia and New Zealand as a single area of cover. There is no policy for <em>just<\/em> Australia or New Zealand.<br \/>\n<sup>3<\/sup> When applicable, this amount applies to each claim, per section, for each separate incident.<br \/>\n<sup>4<\/sup> A \u00a375 excess option is also available at a lower policy premium.<br \/>\n<sup>5<\/sup> Only if you are already in possession of a return ticket for the original planned end of your working holiday. Other conditions for curtailment may apply.<\/p>\n<h2 id=\"infos-ROW\">If you\u2019re going <a href=\"https:\/\/pvtistes.net\/en\/whv-destinations\/\" target=\"_blank\" rel=\"noopener\">somewhere else<\/a> on a Working Holiday<\/h2>\n<p><a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\">Globe WHV<\/a> can protect you wherever you\u2019re going! Click <a href=\"https:\/\/pvtistes.net\/en\/whv-insurance\/\" target=\"_blank\" rel=\"noopener\">here<\/a> to get a quote and see policy details.<br \/>\n\n    <div class=\"c-tag--back-summary\">\n        <a href=\"#infos-navigation\" class=\"c-arrow-link u-uppercase u-b3 u-fw-700\" data-scroll data-offset=\"90\">\n            Back to Summary<svg class=\"rd-icon rd-icon-arrow-right\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 8 8\">\n    <path fill-rule=\"evenodd\" d=\"M0 3.509v.982h6.082L3.298 7.298 4 8l4-4-4-4-.702.702 2.784 2.807z\"><\/path>\n<\/svg>\n \n        <\/a>\n    <\/div>\n    \n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-425759 size-large\" src=\"https:\/\/pvtistes.net\/wp-content\/uploads\/2024\/06\/screenshot-2024-06-27-at-11-31-42-1024x558.png\" alt=\"Globe WHV insurance ACS\" width=\"1024\" height=\"558\" srcset=\"https:\/\/pvtistes.net\/wp-content\/uploads\/2024\/06\/screenshot-2024-06-27-at-11-31-42-1024x558.png 1024w, https:\/\/pvtistes.net\/wp-content\/uploads\/2024\/06\/screenshot-2024-06-27-at-11-31-42-300x164.png 300w, https:\/\/pvtistes.net\/wp-content\/uploads\/2024\/06\/screenshot-2024-06-27-at-11-31-42-768x419.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re a British citizen about to embark on a working holiday, you\u2019ll want to purchase health insurance for your trip. For many destinations, including Canada, proof of insurance is mandatory. Regardless of visa requirements, health insurance is always a sensible decision. No one is invincible to illness and accidents, even those who consider themselves [&hellip;]<\/p>\n","protected":false},"author":458450,"featured_media":425534,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[201,897],"tags":[],"class_list":["post-425533","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-travel-insurance","pays-andorra","pays-australie-en","pays-canada-en","pays-hong-kong-en","pays-iceland","pays-japon-en","pays-monaco","pays-nouvelle-zelande-en","pays-singapore","pays-coree-du-sud-en","pays-taiwan-en","pays-uruguay-en"],"acf":[],"comments_count":0,"_links":{"self":[{"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/posts\/425533","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/users\/458450"}],"replies":[{"embeddable":true,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/comments?post=425533"}],"version-history":[{"count":11,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/posts\/425533\/revisions"}],"predecessor-version":[{"id":457980,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/posts\/425533\/revisions\/457980"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/media\/425534"}],"wp:attachment":[{"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/media?parent=425533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/categories?post=425533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pvtistes.net\/en\/wp-json\/wp\/v2\/tags?post=425533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}