Insurance WHV Light
Discover Globe WHV Light, the cheapest insurance option offered by our partner ACS – Travel & Expatriate Insurance Solutions.
Globe WHV Light is an insurance plan designed for WHV holders looking for the most attractive price with the essential coverage.
In your WHV country, you will be covered for: medical expenses (with a deductible for minor accidents and illnesses), repatriation and civil liability.
For more comprehensive coverage or if you are heading to Canada, we invite you to discover Globe WHV, which has been supporting WHV holders for many years.
Why get insurance?
Because the unexpected can happen at any time abroad. With the right travel insurance, you are covered and supported if anything goes wrong during your WHV. Being well insured is essential for a worry-free trip.
Please note: health & assistance insurance is usually mandatory. It is one of the requirements to validate your WHV.
The main benefits
To enjoy your adventure in your WHV country with peace of mind, the Globe WHV Light health & assistance insurance offers the following essential benefits:
- Medical expenses covered up to €150,000 per contract year. In the event of hospitalisation: no upfront payment, costs are covered directly.
- Medical repatriation, if your health condition requires it.
- Repatriation of remains: 100% of costs (and up to €1,500 in funeral expenses).
- Personal civil liability.
- An assistance service available 24/7.
For more details on these benefits, please refer to the Globe WHV Light information booklet.
Globe WHV Light also means quick and easy contact with dedicated advisors, clear explanations to make the most of your insurance and a secure web interface to submit claims under €500 in just a few clicks.
Globe WHV Light vs Globe WHV
To help you make the right choice, here is a comparison table of these two insurance plans.
Want to travel with peace of mind? Globe WHV Light covers the essentials.
For more comprehensive protection, we invite you to discover Globe WHV, with its extended coverage.
Rates
Rates departing from the EU → worldwide destination
Example: France → Australia (WHV)
Rates departing from outside the EU → EU destination
Example: New Zealand → Portugal (WHV)
Rates departing from outside the EU → destination outside the EU
Example: South Korea → Chile (WHV)
Globe WHV Light frequently asked questions
Almost! The Globe WHV Light plan is recognised by the authorities of every country with WHV agreements, except Canada. It is therefore valid for your WHV applications to embassies and consulates – excluding Canada.
In most cases, insurance is mandatory for your administrative procedures or to cross the border. When insurance is not mandatory, it is strongly recommended, as it provides repatriation and personal civil liability coverage, which are very important during a stay abroad. For example, in the event of death or a serious accident, all resulting costs (medical aircraft, medical staff, ambulance, etc.) would be borne by you or your family.
No, Globe WHV Light insurance can be purchased by all WHV holders, whatever their nationality (except IEC Canada permit holders).
The Globe WHV Light plan covers you only in your WHV country. If you want to be covered during temporary returns to your home country, we recommend the Globe WHV insurance. With Globe WHV, guaranteed medical emergencies during a stay in your home country are covered, up to €15,000 per contract year (maximum 30 days).
Note that if you return to your home country permanently, the coverage ends.
Yes, this is possible, but several points must be taken into account:
– Read your credit card insurance policy carefully. Check the schedule of benefits to see whether the coverage is serious (deductibles, limits, waiting periods, etc.). You can compare it with the Globe WHV Light schedule of benefits for reference. Here is an article that may interest you: 5 things to check before going on holiday with your credit card travel insurance (in French).
– Even if you choose your credit card insurance for the first 3 months of your stay, you must still subscribe to Globe WHV Light before leaving your home country for the following months. The subscription must be made before departure, even if the contract only starts on the 91st day of the trip.
– Any accident or illness occurring during the first part of the trip will not be covered by Globe WHV Light, nor will its consequences. For example, in the event of an accident during the first 90 days of the trip, if you need ongoing care that continues into the part of the trip insured by Globe WHV Light, the contract will not be able to cover it, as this care will be considered a pre-existing condition.
No, it is not possible to pay your Globe WHV Light travel insurance premium monthly.
If you stay in the country after the end date of your initial contract, still on a WHV, contact the ACS Customer Service as early as possible to ask whether subscribing to a new Globe WHV Light insurance is possible (about ten days before your contract’s end date). If your request is accepted, there must be no interruption between the 2 contracts.
Contact the ACS Customer Service about ten days before your Globe WHV Light contract expires so they can review your request and see whether insurance solutions are possible for the rest of your stay abroad.
Reminder: in many countries, you must purchase your insurance for the total duration of your WHV.
Your medical expenses will be covered if you are involved in a road accident, within the general terms and conditions of the contract. However, Globe WHV Light does not replace the mandatory vehicle insurance. Our contract does not include automobile civil liability, so you will need to purchase appropriate insurance if you buy or rent a vehicle.
No, Globe WHV Light does not cover your luggage, either during your outbound/return trip or during your WHV stay.
Of course, as long as your nationality corresponds to the countries with which WHV agreements have been signed. If you cannot find your situation in the subscription engine, contact ACS.
The official document is the insurance certificate sent to you by e-mail after payment of your subscription, which includes your first and last name, the duration of your stay and your subscription number.
Globe WHV Light is purchased individually. For a couple, you therefore need to take out 2 contracts.
No, you cannot be refunded for unused months. This is however possible with the standard Globe WHV contract.
Yes, of course! The subscription date and the effective date of the contract can be different. Payment is made on the day of subscription, but the coverage only starts on the chosen day.
Once your WHV is activated, the Globe WHV Light contract covers you only in your WHV country. If you plan to travel to other countries during your WHV stay, we recommend the Globe WHV contract, which can cover you during your trips around the world.
Globe WHV Light does not cover certain sports, in particular bobsleigh, skeleton, mountaineering, competitive luge, aerial sports except parasailing, jet skiing, combat sports, off-piste board and ski sports, as well as all sports practised in official matches or competitions. See the information booklet at the bottom of this page for more details.
Generally, the clubs that organise these sports offer insurance specific to that activity.
If this FAQ has not answered your questions, feel free to ask the Globe WHV Light advisors via private message.
Yes, you can go to any doctor or clinic; no prior authorisation is required. If you don’t know which doctor to see or want to know more about coverage, feel free to contact the assistance platform at the number shown on your insurance certificate.
For claims under €500, please use our online form.
For claims over €500, send them to: A.C.S. Service Médical – A l’attention du médecin-conseil, 153 rue de l’Université 75007 Paris. Only original documents are accepted. To learn more about the medical expense claim procedure, you can download this form.
There are 2 scenarios:
–For outpatient care (no hospitalisation), you do have to pay the medical costs upfront and then send your claim to ACS, directly online for claims under €500 or, for higher amounts, by post using the dedicated form.
–In the event of hospitalisation (at least one night in hospital), contact the assistance platform available 24/7, which will send a coverage agreement to the hospital where you are and pay your bill directly. You will find the assistance platform’s number on your insurance certificate.
If you stay in hospital for more than 24 hours, you can contact the VYV International Assistance platform, available 24/7 at the number shown on your insurance certificate or by e-mail at: [email protected]. The assistance platform will then monitor your hospitalisation.
Globe WHV Light is first and foremost a travel insurance contract. However, in the context of an internship or a job, it will cover medical expenses resulting from a work accident (within the general terms and conditions of the contract).
You must contact the medical officer of the ACS Medical Department to declare your situation via [email protected] before subscribing.
Globe WHV Light does not cover medical expenses resulting from conditions that predate your contract’s effective date. See the full information booklet/general terms and conditions to learn more.
Any questions about Globe WHV Light?
Insurance brokerage company ∙ 153 rue de l'Université 75007 Paris ∙ France
317 218 188 RCS Paris – S.A.S. with a capital of €150,000
ORIAS No. 07 000 350 – ORIAS website: www.orias.fr
For any complaint, you can write to our Complaints Department at the address above.
Operates under the supervision of the French Prudential Supervision and Resolution Authority (ACPR), 4 Pl. de Budapest CS 92459, 75436 Paris ∙ France