What to know about travel insurance for your working holiday abroad

Chapter 4 of 7

Yes. Yes. Yes. We can’t stress it enough—YES, YOU DO!

We get it. It took you a while to save money for travelling and it kind of hurts to give a percentage of your precious travel funds to some insurance company. It feels like a complete waste, doesn’t it?

Yes, insurance coverage costs money. No, it’s not a scam or a waste of your precious travel funds—skipping travel insurance is only a money-saving move if you’re 100% sure you won’t get sick, won’t get injured, won’t have any accidents, or won’t have to deal with any issues during your time abroad. 

Hard to predict, isn’t it? 

This is exactly why travel insurance matters. You’re not “wasting money,” you’re buying peace of mind. You’re not “getting scammed,” you’re making sure that you won’t have to face unforeseen healthcare expenses.

Keep in mind that healthcare is costly abroad, especially when you have to cover your own expenses. In North America and the South Pacific, “routine” health issues lead to hefty bills. If you’re planning to take a side trip to the US during a stopover on your way to Australia or while exploring Canada, get ready for sticker shock—this is the country where women are billed for holding their newborns after birth.

If you ever need to seek medical help, you want to get the best possible care and the smallest bill possible—and your travel insurance company will be by your side to facilitate everything.