National Bank of Canada: 3 years without fees + a $50 cashback

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Welcome offer for newcomers to Canada

Do you have a permanent or a temporary (work or study) visa? Are you planning to build a life in Canada? Become a National Bank of Canada client and:

  • Get up to three years without monthly fees1;
  • enjoy an exclusive telephone accompaniment service 7 / 72 ;
  • benefit from the possibility of a MasterCard® credit card with no credit history3-4 ;
  • enjoy a pan-Canadian presence to serve you.
 Welcome gift

When you open a National Bank of Canada account, you could qualify for a $50 cashback deposited directly to your new account.9

Ready to take advantage of the offer? Start here by opening an account:

Become a client online

Perfect if you are looking to:

  • Open a bank account from another country
  • Transfer funds before you go
  • Access your money as soon as you arrive
  • Save on banking fees
  • Build your credit history
  • Receive assistance for a smooth arrival in Canada
  • Buy a car or home in Canada5.

Eligibility criteria

  • Be a newcomer aged 17 or older
  • Apply to open a National Bank account from your country or within 5 years of arriving in Canada
  • Be the only user of the account
How to take advantage of the offer:
1. Apply for a bank account online.
2. Transfer money from your foreign bank account, if you want to.
3. Once you arrive, meet with an advisor to receive your debit card.
4. Receive $50, deposited into your new National Bank of Canada account!

Why you should do business with us

  • Enjoy the freedom of our flexible online solutions: simplify your banking with our range of innovative products and services.
    See our online solutions
  • Easy access anywhere in Canada: with 450 branches and over 3,330 automatic banking machines6 across Canada, we’re available wherever you are.
    Find a branch
  • Assistance 7 days a week.Need help settling in? Contact our experts for advice on housing, work, visas, education or anything else you need to know.
    Learn about the assistance service for newcomers

Ready to apply for the package?

Open a bank account online at any time or meet with an advisor once you arrive in Canada.

Become a client online

55 Reviews

Please leave your feedback or ask questions

Rachel
0 0
This review was posted in French. Show original

Hello, why did he ask us for the TIN? Did I communicate the one from France? For what purposes has this number been useful to you?

Maëva
0 4
This review was posted in French. Show original

Hello ,
I am about to open an online account with the “newcomer” offer However I have a small question about opening online;

> I already have a residence address in Canada for my arrival (August 30), do I have to enter this or my current address in France? This will not have an impact on whether or not to benefit from the “newcomer” formula?

In advance, thank you for your answer
Maëva

Thomas
7 40
This review was posted in French. Show original

Hello,

I am a French student who will be starting his full time masters in September. Your offer is of particular interest to me and so I naturally started to fill out the form for newcomers.

However, I have two questions:

I am asked for a SIN except that I do not have one, do I have to enter my French social security number?

I am also asked for a TIN, but I do not have one because I have never worked, declared taxes and I am attached to my parents’ tax household. What should I do ? Put my father’s NIF?

Regards,

Thomas eyraud

Vanessa
0 0
This review was posted in French. Show original

Hello Vanessa,
I am currently in Canada, I have just activated my WHV and I am interested in opening a BNC account. However, I am not sure that I correctly interpreted the following information:
– If I would like to close my BNC account before the end of the period provided for this 3-year welcome promotional offer, what will be the financial consequences for me? Will the offer simply end when my account is closed or will I have to repay the equivalent, not having gone after the 3 year period?
– How many payments (number and maximum amount) in shops and ATM withdrawals are planned for the type of account covered by the promotion?
– Are there any other account closure fees to be expected? (Management fees, etc.)
– I am currently in the small village of Osoyoos for another 4 months, with a simple BNC counter available here. Does this pose a problem for obtaining my payment card?
A big thank you in advance, I hope to be able to proceed with the opening of my account during the day because I will be very busy the next few days!
See you soon,
Vanessa

BanqueNationale1
7 0
This review was posted in French. Show original

Hello Vanessa, there is no charge for closing the account. To open an account, you must go to a branch (for identification purposes). You will therefore not be able to open an account from Osoyoos.

Louise
0 2
This review was posted in French. Show original

Hello,
I applied online to open a BNC account and unfortunately discovered the $ 50 offer later. I have already received an email with my account number but I am still in France so the opening is not finalized.
Is it still possible to take advantage of the offer?
Thank you 🙂

BanqueNationale1
7 0
This review was posted in French. Show original

Hello Louise? This offer applies automatically only if you open your account from this site. We cannot apply it otherwise. Please do not hesitate to send us a private message if you have any further questions. ^ Federal

Marine
0 5
This review was posted in French. Show original

Hello, is the free plan and the $ 50 offered still valid? Thank you.

Elodie
4 20
This review was posted in French. Show original

Hello, I am considering opening an account at the BNC for my arrival at the end of June.
Only I go to work for 3 months in Tadoussac and there is only a Desjardins ATM.
If I have to withdraw how much is the charge please?

In advance, thank you for your answer.

BanqueNationale1
7 0
This review was posted in French. Show original

Hello Elodie, the fees will then be $ 1.50 per withdrawal. Desjardins could also charge fees for the use of their ATM.

Ana
2 12
This review was posted in French. Show original

Hello,

I want to open an online bank account from abroad because I will be going to Quebec next July to do a doctorate (3 years). I am going to stay in Amos and I cannot select your branch located in this town when I register. How do I proceed? Also, I would have liked to know if it is possible to obtain a specimen check from a bank account as soon as the account is opened from abroad. I need it as soon as possible in order to be able to transfer my scholarship to my account in Quebec.

Thanks in advance for your reply and have a nice day!

Ana VERHULST-CASANOVA

BanqueNationale1
7 0
This review was posted in French. Show original

Hello Ana, not all branches can be selected for opening. You just have to choose the one that is closest and we will make the change when you arrive. You will be given your specimen checks when the branch opening is finalized. I’m here if you have any further questions. ^ Fairy

Ana
2 12
This review was posted in French. Show original

Thank you for your reply. Could it be possible:
– to carry out a power of attorney so that one of my relatives present in Quebec can go to one of your branches and finalize the request in my name and thus obtain the specimen check?
– obtain the specimen check before arriving in Canada in order to be able to deposit the stock market as soon as the bank account is opened?
In addition, could you tell me what is the “value of assets” that I must declare when opening the bank account?

BanqueNationale1
7 0
This review was posted in French. Show original

The opening of an account cannot be finalized by means of a power of attorney. Once your opening request has been completed, you will receive your account information which will allow you to receive a transfer. The value of assets is the amount you hold. If you have any other questions do not hesitate to send us a private message directly Ana, we are here for you. ^ Fairy

Renaud
0 0
This review was posted in French. Show original

Hello, I just opened my online student bank account for Canada. I would like to have the details of obtaining the bank cards, and also to ask you if I can apply for financial assistance or a scholarship for the fall studies 2021. I am in Ivory Coast currently.
Thank you for helping me.

BanqueNationale1
7 0
This review was posted in French. Show original

Hello Renaud, you can get your credit card and apply for financing when you arrive in Canada only, by going to a branch.

kimi26
0 4
This review was posted in French. Show original

Hello, I was able to be part of the Newcomers program from December 2019 until June 2020. Everything was perfect, credit card, perfect customer service etc. When I return to France, I find myself with a monthly fee of $ 7 which corresponds to the monthly fee of the program (obviously, since I no longer used the bank account in Canada, no transaction was made there since I did not ‘was there more physically). I try to close it and I am told that it is necessary to be physically present in a branch (impossible for me to take a plane just to close an account …). Could someone help me? Thank you 🙂

BanqueNationale1
7 0
This review was posted in French. Show original

Kimi, first of all, thank you for your testimony. In general, closing an account requires in-person identification, for security reasons. The ideal is to go to one of our branches (any one!) In order to close the account before returning to France or elsewhere.

As for the $ 7.48 fee, they correspond to the offer we made to you: if you do not subscribe to certain products and services (personal credit card, online statement, salary deposit or electronic payment of two bills per month) before the start of the second year, you still get a 50% discount on the banking package (which corresponds to $ 7.48).

Of course, given the current situation, and since I want to help you, I invite you to write to me in private so that I can give you the coordinates (email, phone) of your branch. It will be possible to close the account by making sure to validate your identity. Thank you!

^ Julien