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- $100 cashback when you open a chequing account
- Up to 3 years with no monthly fees
* The $100 cashback promotion is valid until the 4th of February 2025.
National Bank of Canada has the perfect offer to help you settle in.
No commitment: you can close your account at any time, with no penalties.
And that’s not all! We are also offering you a welcome gift.
You will also receive $100 cashback directly in your new account thanks to the partnership between pvtistes.net and National Bank of Canada.6
Three simple steps to benefit from the offer:
Check that you are eligible.1
Open your account online on this page.
Make a transaction, you'll receive $100 in your new National Bank of Canada account!
Ready to take advantage of the offer? Open an account on this page.
Open an account onlineExample of a Journey to take advantage of the Offer for Newcomers to Canada*
Open your account online with National Bank of Canada.
Do you have any questions about life in Canada?
Just call the free telephone assistance service!
National Bank of Canada welcomes you!
Are you thinking of applying for permanent residency and have questions?
Be sure you are ready with the free telephone assistance service.
Your advisor will continue to support you.
They will continue to give you sound banking advice and will take care of your loan and investment applications.
Take advantage of this offer and get much more than a bank account!
Because we understand your reality we are offering you a range of services that meet the needs of newcomers.
Perfect if you're looking to:
- Open an account online from your country
- Make a transfer before you leave
- Access your funds as soon as you arrive
- Save on banking fees
- Build your credit history
- Receive guidance before and after you arrive in Canada with our telephone assistance service and from one of our advisors
- Buy a car or real estate in Canada5
- 2.7 millions clients
- 26,428 employees
- 471 branches across Canada
- 1643 automated banking machines
As at July 31, 2021. Source: Investor Fact Sheet, 3rd quarter
- Environment: We are working to develop a green economy
- Social: We enrich communities
- Governance: We govern according to the highest standards
This offer is valid until the 4th of February 2025.
This offer is intended for readers of pvtistes.net who don’t have an account with National Bank of Canada.
To qualify for this offer, you must open a chequing account on pvtistes.net and sign up for the Offer for Newcomers to Canada during the promotional period.
The offer may be modified, extended or withdrawn without prior notice at any time.
The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The offer can only be applied once for each type of product. Only the primary account holder is eligible for the offer. Current additional holders of a joint account who open a new account will not be eligible for this offer.
Cashback details
Chequing account offer
To qualify for the chequing account offer and get $100 cashback, you must open a new chequing account that is part of the Offer for Newcomers to Canada and meet the conditions of the offer.
When will the cashback be paid?
The cashback will be paid to the new chequing account no later than 210 days after the account is opened.
Eligibility conditions
- Open a chequing account during the promotion using the redirection link on one of our partners' sites.
- Sign up for The Connected® package or our exclusive offer for newcomers and keep this package or offer for at least 150 days after the chequing account is opened.
- Be the main holder of the account.
- Sign up for online banking and online bank and tax statements within 150 days of opening the chequing account.
- Carry out 10 eligible transactions over 2 consecutive months after opening the new account.
Eligible transactions are:
- Debit card purchases
- Transfers or payments to a National Bank MasterCard using My online bank or the National Bank mobile app
- Bill payments using My online bank or the National Bank mobile app.
- Must not have had a National Bank chequing account in the past 24 months.
*** Clients must meet these conditions within 150 days of opening a new account. ***
Exclusions
- Persons who have not reached the age of 14 at the time the account is opened
- Employees of National Bank and its subsidiaries and entities
- Clients who have benefitted from a cashback offer on their chequing account since April 1st, 2022
Other conditions
- Clients can receive only one cashback for this chequing account.
- Clients must be at least 14 years old when they open their account and sign up for The Connected® package, or at least 18 years old when they open their account and sign up for our exclusive offer for newcomers.
- Clients need to keep the chequing account for at least 12 months starting when the account is opened. If they don't meet this condition, they'll have to reimburse a portion of the cashback corresponding to the period still remaining.
- Clients must keep their chequing account in good standing for 150 days after the account is opened by complying with the conditions set out in the Deposit Account Agreement. For example, clients need to pay the monthly fees of the chequing account when applicable.
- Clients must not be employed by National Bank or one of its subsidiaries.
- This promotion may be modified or withdrawn without prior notice.
- This promotion can't be combined with any other promotion applicable to chequing accounts, an exclusive offer or The Connected package.
Commitment
To receive the cashback, you must meet the conditions of the offer, maintain the eligible products and services, and not make any changes to these products and services for a minimum of 12 months from the time you sign up for them. If you do not meet this condition, you will have to refund National Bank of Canada an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.
- Be a newcomer to Canada 18 years of age or older
- Apply to open the account from your home country or within 5 years of your arrival in Canada.
- Be the sole account holder
Your first transfer of funds to National Bank of Canada must be a bank-to-bank transfer. You cannot use a money transfer service. National Bank of Canada charges $15 to receive funds from abroad (your French or Belgian bank may also charge transfer fees).
Minimum savings of $334.92 over 3 years
You can save at least $334.92 over 3 years if you meet all the following conditions:
- Visit a branch to open a bank account and
- sign up for the Newcomers to Canada package
$334.92 savings over 3 years:
- Year 1: No flat monthly fee (save $15.95/month for 12 months)
- Year 2: A flat monthly fee of $7.98 instead of $15.95 (save $7.97/month for 12 months)
- Year 3: A flat monthly fee of $11.96 instead of $15.95 (save $3.99/month for 12 months)
The monthly fee of $15.95 for your banking package will be charged as of the fourth year. To be eligible for this savings, you must maintain the account and package for at least 36 months. You will no longer qualify for the discount if you don’t keep these products.
Maximum savings of $671.30 over 3 years
You can save up to $671.30 over 3 years if you meet all the following conditions:
- Visit a branch to open a bank account
- Sign up for the Newcomers to Canada package
-
During the first year after you sign up for the Newcomers to Canada package
- Apply for and activate a qualifying personal National Bank Mastercard® credit card3
- Sign up for eStatements
During the second and third years after you sign up for the Newcomers to Canada package:
- Set up direct deposit in your National Bank account and receive your salary in the account at least once a month or
- Make at least two electronic bill payments monthly from this account.
The $671.30 savings over 3 years means the following fees will not be charged:
- The flat monthly fee for the Newcomers to Canada package for 3 years ($15.95/month for 36 months)
- The fee for your first order of cheques ($67.10/order)
- Account statements by mail free of charge for the first year ($30)
The monthly fee of $15.95 for your banking package will be charged as of the fourth year.
Decrease of the savings
To benefit from the full savings amount, you must maintain all those products and services and carry out the qualifying transactions for at least 36 months, unless otherwise indicated. If you don’t meet the conditions of the offer, your savings will be lower. If you don’t make your first cheque order, your savings will be lower.
Furthermore, if during any given month, you maintain your account and package but you don’t maintain one of the other products and services or if you don’t carry out the required transactions (for example if you make one bill payment instead of two), the Bank will charge you the service fee for the month. The monthly fee will be $7.98/month the second year and $11.96/month the third year. You will still benefit from a discount of $7.97/month the second year and $3.99/month the third year.
Finally, if you no longer have the account or the package you will no longer be eligible for the savings.
® National Bank of Canada and the National Bank of Canada logo are registered trademarks of National Bank of Canada.
™ National Bank Assistance Network is a trademark of National Bank of Canada used under licence by authorized third parties.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.
- You can take advantage of the Offer for Newcomers if you immigrated to Canada within the past 5 years. For full offer terms and conditions, see the "Details and conditions of the offer" section. The Bank may modify, extend or withdraw the offer at any time without notice. The offer may not be combined or used with any other National Bank offer, promotion or benefit. Fees may apply for transactions not included in the Offer for Newcomers. For details of transaction fees, see the Fee Guide [PDF].
- The telephone assistance service offered by National Bank Assistance Network™ is available for 12 months from your account opening date. The content of the packages and terms described are subject to change.
- Financing subject to credit approval by National Bank. Certain conditions apply. Eligible credit cards: mycredit®, MC1, Allure, Syncro, Platinum, Echo Cashback, World and World Elite.
- A security deposit may be required under certain circumstances.
- Financing subject to credit approval by National Bank. Certain conditions apply.
- Certain conditions apply. Visit the Conditions of the $100 cashback offer for details.
194 Reviews
Please leave your feedback or ask questions
Hello, arrived in Canada in May, I opened my account online with the Pvtiste offer for the 100dollars with BNC, I have not made a transaction yet (receiving money is it a transaction?) thank you
Hello Iona, I hope your arrival is going well! Receiving money is not an eligible transaction, but any withdrawal is (purchase with your card, dispatched transfer, bill payment, withdrawal at the counter, etc…) Do not hesitate to write to us in private if you have more questions!
Hello, I can’t find how to take advantage of the offer, even the adviser did not manage to inform me.
Good morning,
To take advantage of expanded you must pre-open your online account from the link above.
The offer is made automatically, to know all the conditions you can read the section “conditions of the discount of 100 cad”
I hope to have answered your question.
Good morning,
My spouse and I followed the entire process for opening the account remotely, with the offer reserved for newcomers. How soon can we expect to get the $100 welcome?
Moreover, I would like to point out that the branch advisors are not at all informed of this offer. They don’t even know what the Pvtistes group is!
Maybe we should pass the info on to them 🙂
The advisor was going to open a classic account for us, from the beginning, when we had already pre-opened our account and we already had an account number… he also told us that the first transfer made from our French account was free. , but we were billed $20 each for the costs of receiving the transfer…
Otherwise everything works quite simply thanks to the application.
THANKS
Clementine
Hello Clementine,
The deadline for obtaining the 100 CAD is a maximum of 150 days after your identification. You must meet the conditions set out at the end of this page under the heading “conditions for obtaining the 100 CAD”.
We are doing what is necessary to ensure that branch advisors are aware of the offer for new arrivals “special Pvtistes”. Please pass on the information.
As for the fee of 20 CAD, it is charged to you because it is an international transfer. The 100 CAD will cover 5 international transfers :).
I hope I have answered your questions and remain available by PM if you have any other questions.
Good day,
vanessa
Many thanks to Vanessa
A very responsive person who was able to settle my little misadventure thanks to a professional but also warm exchange. Vanessa is a reassuring woman who has great advice and good energy <3
Good morning,
This is a message for National Bank. I don’t know how your employees are trained, but apparently a sense of customer service is not part of your values! Indeed, after having missed the only call to make an appointment in order to open an account for “Newcomers” I tried to call back several times at the number indicated and left 2 voice messages but in vain. , more than 4 days later I never heard back from the person. So I myself took a telephone appointment on the site by following the steps to the calendar and the choice of the date.
The adviser who was supposed to contact me, sent me an e-mail explaining the impossibility for her to open an account remotely (which is normal) and therefore offered me a later date for a appointment face-to-face, however the only date she offered me did not suit me, so I asked her for another slot while offering her a date. She never answered again. So I went back to the bank’s site and checked the calendar and saw availability on the date I offered, so I selected it and then validated my request.
A few minutes later this same counselor, without any explanation, canceled my appointment. I sent him an email asking him for an explanation and a new proposal but I never heard back, radio silence.
If this is how the work of an advisor is done, well, well, that’s promising for the future!
Hello Neri,
I’m sorry to read your comment.
Can you PM me so we can discuss your case?
We will find a solution together.
Good for you,
vanessa
It’s a shame never to answer in public even for simple questions, it’s kind of the goal of this place, isn’t it?
Hello Kevin,
What are your questions?
If they concern your bank account and therefore confidential data, we cannot give answers in this testimony space. On the other hand, if these are general questions, we do everything to answer them.
Good day,
Hello Kevin,
What are your questions?
If they concern your bank account and therefore confidential data, we cannot give answers in this testimony space. On the other hand, if these are general questions, we do everything to answer them.
Good day,
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