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- $100 cashback when you open a chequing account
- Up to 3 years with no monthly fees
* The $100 cashback promotion is valid until the 31st of October 2024.
National Bank of Canada has the perfect offer to help you settle in.
No commitment: you can close your account at any time, with no penalties.
And that’s not all! We are also offering you a welcome gift.
You will also receive $100 cashback directly in your new account thanks to the partnership between pvtistes.net and National Bank of Canada.6
Three simple steps to benefit from the offer:
Check that you are eligible.1
Open your account online on this page.
Make a transaction, you'll receive $100 in your new National Bank of Canada account!
Ready to take advantage of the offer? Open an account on this page.
Open an account onlineExample of a Journey to take advantage of the Offer for Newcomers to Canada*
Open your account online with National Bank of Canada.
Do you have any questions about life in Canada?
Just call the free telephone assistance service!
National Bank of Canada welcomes you!
Are you thinking of applying for permanent residency and have questions?
Be sure you are ready with the free telephone assistance service.
Your advisor will continue to support you.
They will continue to give you sound banking advice and will take care of your loan and investment applications.
Take advantage of this offer and get much more than a bank account!
Because we understand your reality we are offering you a range of services that meet the needs of newcomers.
Perfect if you're looking to:
- Open an account online from your country
- Make a transfer before you leave
- Access your funds as soon as you arrive
- Save on banking fees
- Build your credit history
- Receive guidance before and after you arrive in Canada with our telephone assistance service and from one of our advisors
- Buy a car or real estate in Canada5
- 2.7 millions clients
- 26,428 employees
- 471 branches across Canada
- 1643 automated banking machines
As at July 31, 2021. Source: Investor Fact Sheet, 3rd quarter
- Environment: We are working to develop a green economy
- Social: We enrich communities
- Governance: We govern according to the highest standards
This offer is valid until the 31st of October 2024.
This offer is intended for readers of pvtistes.net who don’t have an account with National Bank of Canada.
To qualify for this offer, you must open a chequing account on pvtistes.net and sign up for the Offer for Newcomers to Canada during the promotional period.
The offer may be modified, extended or withdrawn without prior notice at any time.
The offer may not be combined or used with any other National Bank offer, promotion or benefit and cannot be applied retroactively. There is a limit of one cashback per eligible product during this promotion. The offer can only be applied once for each type of product. Only the primary account holder is eligible for the offer. Current additional holders of a joint account who open a new account will not be eligible for this offer.
Cashback details
Chequing account offer
To qualify for the chequing account offer and get $100 cashback, you must open a new chequing account that is part of the Offer for Newcomers to Canada and meet the conditions of the offer.
When will the cashback be paid?
The cashback will be paid to the new chequing account no later than 210 days after the account is opened.
Eligibility conditions
- Open a chequing account during the promotion using the redirection link on one of our partners' sites.
- Sign up for The Connected® package or our exclusive offer for newcomers and keep this package or offer for at least 150 days after the chequing account is opened.
- Be the main holder of the account.
- Sign up for online banking and online bank and tax statements within 150 days of opening the chequing account.
- Carry out 10 eligible transactions over 2 consecutive months after opening the new account.
Eligible transactions are:
- Debit card purchases
- Transfers or payments to a National Bank MasterCard using My online bank or the National Bank mobile app
- Bill payments using My online bank or the National Bank mobile app.
- Must not have had a National Bank chequing account in the past 24 months.
*** Clients must meet these conditions within 150 days of opening a new account. ***
Exclusions
- Persons who have not reached the age of 14 at the time the account is opened
- Employees of National Bank and its subsidiaries and entities
- Clients who have benefitted from a cashback offer on their chequing account since April 1st, 2022
Other conditions
- Clients can receive only one cashback for this chequing account.
- Clients must be at least 14 years old when they open their account and sign up for The Connected® package, or at least 18 years old when they open their account and sign up for our exclusive offer for newcomers.
- Clients need to keep the chequing account for at least 12 months starting when the account is opened. If they don't meet this condition, they'll have to reimburse a portion of the cashback corresponding to the period still remaining.
- Clients must keep their chequing account in good standing for 150 days after the account is opened by complying with the conditions set out in the Deposit Account Agreement. For example, clients need to pay the monthly fees of the chequing account when applicable.
- Clients must not be employed by National Bank or one of its subsidiaries.
- This promotion may be modified or withdrawn without prior notice.
- This promotion can't be combined with any other promotion applicable to chequing accounts, an exclusive offer or The Connected package.
Commitment
To receive the cashback, you must meet the conditions of the offer, maintain the eligible products and services, and not make any changes to these products and services for a minimum of 12 months from the time you sign up for them. If you do not meet this condition, you will have to refund National Bank of Canada an amount corresponding to the period in which you did not keep your eligible products and services, within 30 days of receiving the request for payment.
- Be a newcomer to Canada 18 years of age or older
- Apply to open the account from your home country or within 5 years of your arrival in Canada.
- Be the sole account holder
Your first transfer of funds to National Bank of Canada must be a bank-to-bank transfer. You cannot use a money transfer service. National Bank of Canada charges $15 to receive funds from abroad (your French or Belgian bank may also charge transfer fees).
Minimum savings of $334.92 over 3 years
You can save at least $334.92 over 3 years if you meet all the following conditions:
- Visit a branch to open a bank account and
- sign up for the Newcomers to Canada package
$334.92 savings over 3 years:
- Year 1: No flat monthly fee (save $15.95/month for 12 months)
- Year 2: A flat monthly fee of $7.98 instead of $15.95 (save $7.97/month for 12 months)
- Year 3: A flat monthly fee of $11.96 instead of $15.95 (save $3.99/month for 12 months)
The monthly fee of $15.95 for your banking package will be charged as of the fourth year. To be eligible for this savings, you must maintain the account and package for at least 36 months. You will no longer qualify for the discount if you don’t keep these products.
Maximum savings of $671.30 over 3 years
You can save up to $671.30 over 3 years if you meet all the following conditions:
- Visit a branch to open a bank account
- Sign up for the Newcomers to Canada package
-
During the first year after you sign up for the Newcomers to Canada package
- Apply for and activate a qualifying personal National Bank Mastercard® credit card3
- Sign up for eStatements
During the second and third years after you sign up for the Newcomers to Canada package:
- Set up direct deposit in your National Bank account and receive your salary in the account at least once a month or
- Make at least two electronic bill payments monthly from this account.
The $671.30 savings over 3 years means the following fees will not be charged:
- The flat monthly fee for the Newcomers to Canada package for 3 years ($15.95/month for 36 months)
- The fee for your first order of cheques ($67.10/order)
- Account statements by mail free of charge for the first year ($30)
The monthly fee of $15.95 for your banking package will be charged as of the fourth year.
Decrease of the savings
To benefit from the full savings amount, you must maintain all those products and services and carry out the qualifying transactions for at least 36 months, unless otherwise indicated. If you don’t meet the conditions of the offer, your savings will be lower. If you don’t make your first cheque order, your savings will be lower.
Furthermore, if during any given month, you maintain your account and package but you don’t maintain one of the other products and services or if you don’t carry out the required transactions (for example if you make one bill payment instead of two), the Bank will charge you the service fee for the month. The monthly fee will be $7.98/month the second year and $11.96/month the third year. You will still benefit from a discount of $7.97/month the second year and $3.99/month the third year.
Finally, if you no longer have the account or the package you will no longer be eligible for the savings.
® National Bank of Canada and the National Bank of Canada logo are registered trademarks of National Bank of Canada.
™ National Bank Assistance Network is a trademark of National Bank of Canada used under licence by authorized third parties.
® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Authorized user: National Bank of Canada.
- You can take advantage of the Offer for Newcomers if you immigrated to Canada within the past 5 years. For full offer terms and conditions, see the "Details and conditions of the offer" section. The Bank may modify, extend or withdraw the offer at any time without notice. The offer may not be combined or used with any other National Bank offer, promotion or benefit. Fees may apply for transactions not included in the Offer for Newcomers. For details of transaction fees, see the Fee Guide [PDF].
- The telephone assistance service offered by National Bank Assistance Network™ is available for 12 months from your account opening date. The content of the packages and terms described are subject to change.
- Financing subject to credit approval by National Bank. Certain conditions apply. Eligible credit cards: mycredit®, MC1, Allure, Syncro, Platinum, Echo Cashback, World and World Elite.
- A security deposit may be required under certain circumstances.
- Financing subject to credit approval by National Bank. Certain conditions apply.
- Certain conditions apply. Visit the Conditions of the $100 cashback offer for details.
193 Reviews
Please leave your feedback or ask questions
Hello, I have 2 questions for you:
Is it possible to cancel the subscription earlier? If yes, are there any fees?
Is it possible to make the first transfer from a Revolut account?
Have a good day 🙂
Hello, yes you can close the account at any time without charge.
Regarding the transfer with Revolut, they should be contacted to see if it is possible on their side. 🙂 -Seb
Hello, I have 2 questions for you:
Is it possible to cancel the subscription earlier? If yes, are there any fees?
Is it possible to make the first transfer from a Revolut account?
Have a good day 🙂
Hello,
I should arrive in Montreal in August, I will be a clinical nurse. Can I benefit from the offers planned for healthcare workers and open my account online before my arrival?
Hello,
I am a Canadian Citizen currently residing in Pakistan.
I plan on arriving in Canada in a few months and was wondering if it would be possible for me to open an account prior to my arrival using this offer.
Regards,
Zamam Moeez
Hello Zamam, thanks for your message! Please note that Canadian citizens are not eligible for this offer. You can view the other accounts we offer by visiting http://www.nbc.ca/account.
I suggest you reach out to a branch near your future location, in order to discuss the opening of your account : http://www.nbc.ca/locator.
Mat
Hello,
I have just arrived in Toronto and I would like to take advantage of your offer for newcomers with a temporary work permit (PVT).
I had a few questions just to confirm:
– opening an account in your bank allows me to have a bank account in Canada free of charge for three years? $ 50 offered on my account when opening? + debit and credit card?
– must the first transfer be made from bank to bank? Isn’t an intermediary like Transfermate possible?
– Do you have staff who speak French in your Toronto branch?
Thank you in advance for your return
Alex
Hello Alex,
It may be a little late but I have a French speaking advisor at the National Bank downtown Toronto.
Do not hesitate to contact me if you want these contact details.
Hello,
I ask myself the same questions.
Did you get your answers?
Thank you
Hello, I am leaving on April 13, 2020 and we are currently on March 05, 2020.
Is it too late to open my online account and transfer money before I leave?
Thank you.
Absolutely not Julien 🙂 You have up to five years after your arrival to take advantage of the offer. There is still time to transfer money.
Sophia
Is it possible to make a first transfer via transfertmate?
Hello Pauline! The first transfer must be made from one bank to another. So, you will have to make the transfer from your financial institution. I’m here if you have any other questions for us. 🙂
– Faria
Hello,
I would like to know if the credit card can be directly linked to our current account and if the amount spent can be withdrawn automatically every month as proposed by desjardins bank. Thank you
Hello Karine! It is indeed possible that the payment of the balance due on your credit card will be withdrawn automatically each month. Do not hesitate if you have more questions! -Mast
Good evening, when I go to open my account online from France, the money that I will transfer is in a passbook. Does this pose any problem? How long is the transfer made?
Hello Francois! I suggest that you check with your bank for the transfer to be made from your Livret A rather than a transaction account. For the deadline, it is usually 72 working hours for receipt. -Mast
Hello,
My first transfer (from France) has just been refused, for the following reason: “account frozen”.
Indeed, my account is not yet validated but it is registered here that I can make “a first transfer before my departure” … My appointment for the formal opening of my account being already taken in Vancouver (this Friday 21 / 02) how to make this 1st transfer as quickly as possible by then? Hoping, for my part, not to have to pay more fees with my issuing French bank following this rejection …
Hello Anne, thank you for your message! Your first transfer must be made through your issuing bank directly, without going through a third-party application. If this is what you have already done, contact us in private and we will do more checks for you! -Mast
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