Departure preparation for your working holiday (the full guide)

The first question you might ask yourself is: Why should I buy insurance?

Most WHV destinations require you to buy insurance coverage—and even when it’s not mandatory, it’s highly recommended. Depending on your working holiday destination, you may be asked to provide proof of insurance when you apply for your visa or when you arrive.

Regardless of visa rules, buying insurance coverage is common sense because your national health insurance plan will not cover you when you’re abroad. Accidents can happen, even to those who are young and perfectly healthy.

It’s worth remembering that, above all, taking out insurance can save you a lot of money—healthcare costs are high for people who are not covered by local public insurance, and you can quickly find yourself with a hefty doctor’s bill for a minor health issue. There have been cases where some working holiday makers have had serious accidents without insurance, and their debts have run into thousands of dollars.

Health matters—don’t try to cut corners.

For more information about insurance, including answers to:

• When do I need to buy health insurance?
• Does my WHV destination require insurance?
• What am I looking for in an insurance policy?
• Can I use the travel insurance that comes with my credit card?

Read our FAQs about working holiday travel insurance.