OPEN A BANK ACCOUNT IN CANADA BEFORE YOUR DEPARTURE
remy
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Julie
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41 Reviews

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Clem
0 0
This review was posted in French. Show original
Hello !
I already put a comment for the additional 23kgs of luggage, I also want to thank you for the good Desjardins plan and also for the car rental! Top !
Edouard
0 0
This review was posted in French. Show original
Hello,
Is the offer also valid for co-op internships?
Thank you
Julie
4.9K 13.8K
This review was posted in French. Show original
Hello Edouard,

No, the offer is limited to PVTistes and Young professionals.
mohamed
0 1
This review was posted in French. Show original
slt there is no way to send money or even make count open an account here even where jenme resides in Algeria. So my question what to do and thank you bcq
Julie
4.9K 13.8K
This review was posted in French. Show original
Hello, you can make a transfer from your Algerian bank to your Canadian bank or then go through a money transfer organization like Transfermate: https://pvtistes.net/bonsplans/transfermate/, which generally offers more exchange rates interesting :)
remy
7 22
This review was posted in French. Show original
Hello,

Thank you for your interest in Desjardins.

We offer a very simple and free remote account opening process in 3 steps and 7 working days:
A - We invite you to consult our reference site www.desjardins.com/OpenOccount and to respond to the best of your knowledge to the form by filling in the mandatory fields.
B - Subsequently our team dedicated to new arrivals will take care of you and communicate with you by email (remember to check your SPAM file or spam) to finalize the opening, receive the electronic versions of your identity documents and visa and guide you through the next steps (sending the bank details, 1st transfer of funds, etc.)
C - Once in Canada, you will be able to authenticate yourself and recover your means of payment (FREE debit card = access card)

For more information you can contact [email protected]

cordially

Rémy PARIS
Desjardins Europe
wcxd
1 7
This review was posted in French. Show original
Hello,

I followed the account opening procedure in order to benefit from the free one year. I have received an email (automatic?) From the bank confirming my request to open an account.

However I have no other information, in particular I would have liked to be able to transfer funds before my departure to have access to it as of my arrival.

Do you know how can I do?

thank you,
remy
7 22
This review was posted in French. Show original
Hello.

Thank you for your interest in Desjardins.
- Following your online request, you will receive an email from [email protected]
CAUTION: Do not forget to check your SPAMS box or spam.
- Respond by email to the questions asked by attaching a digitized version of your passport and your acceptance letter.
- You will then receive a Bank Identity Statement which will allow you to make your 1st transfer of funds to Canada.

If you have other Canadian banking questions, we invite you to contact our dedicated team for newcomers and non-residents directly by writing to [email protected]

cordially

Rémy PARIS
Desjardins Europe
Samir
0 1
This review was posted in French. Show original
Hello,

I arrived in Montreal 2 days ago as a PVTiste and I would like to take advantage of this offer, however when I wish to register, I see this message there:
"
This request is for you if ...
You have taken steps to immigrate to Canada.
Your arrival on Canadian soil is planned within 12 months.
It is NOT for you if ...
You have already arrived in Canada. If so, use the form
"

Does this mean that I cannot take advantage of this offer now that I have set foot on Canadian soil?
When I click on the link to open an account, you ask "Provide your social insurance number (SIN)." But as a Belgian, I do not have a SIN but an NISS, a Belgian national number which allows identify a person in the Belgian social security system, is that also good?

Thank you in advance for your answers
Samir
0 1
This review was posted in French. Show original
Hello again, I withdraw my question on the NAS, but I maintain the first, sorry.

Thank you.
remy
7 22
This review was posted in French. Show original
Hello,

Welcome to Canada !
You can also take advantage of this offer once there.
You should ideally go to our service point dedicated to newcomers at 1101 rue Ste Catherine Ouest, Montreal, QC, H3B 1J4.
or by writing to them at [email protected]
You will be able to benefit from the 12 months of free (and other benefits) AND the month of Globe PVT insurance offered (if you are insured by ACS)
https://pvtistes.net/bon-plan-globe-pvt-desjardins-canada/
We remain at your disposal for further information

cordially

Rémy PARIS
Desjardins Europe
Samir
0 1
This review was posted in French. Show original
Hello,

Perfect, thank you very much @remy_paris.
So I would go to this address.

Regards,
D
0 0
This review was posted in French. Show original
Hello,
I would like to know if we can finalize the opening in Ottawa, or we would have to go through the agency in Montreal.
I would like to have details on the cards we will have with the Desjardins account. will we have a debit or credit card or both? can we have the interest rates applied on credit cards?

Thank you
cordially
remy
7 22
This review was posted in French. Show original
Hello.

Thank you for your message.
You can absolutely initiate your account opening online at www.desjardins.com/OpenOccount.
Then afterwards you can finalize the opening of an account in our agency in Ottawa.
For more information, contact our team dedicated to newcomers: [email protected]

cordially

Rémy PARIS
Desjardins Europe
remy
7 22
This review was posted in French. Show original
Hello,
In addition to my answer I confirm that we offer 2 cards:
- The DEBIT card is offered free with the current account and allows you to withdraw money from ATMs, pay at merchants (but not on the Internet) and consult free access D, the Desjardins online bank.
 - The CREDIT "REMISE DESJARDINS" card is offered without annual fees with an interest rate of 19.9%
https://www.desjardins.com/particuliers/prets-marges-cartes-credit/cartes-credit/remises/index.jsp
As you will read, a credit card is not mandatory in Canada but highly recommended for:
- Being able to benefit from the VISA or MASTERCARD functions and therefore being able to buy online
- Being able to quickly build up a Canadian credit history, a precious sesame, which opens many doors.
 Desjardins offers you credit cards with no credit history and no security deposit
 
GOOD TO KNOW: A credit card does not generate fees if:
- You choose a card with no annual fee (ex: Desjardins discount card)
- You set a realistic maximum limit for your credit card (ex: 500 CAD per month)
- You automate the monthly payment of your credit card by direct debit in your checking account within 3 weeks which does not generate any interest)
- You do not withdraw money from ATMs with this card

cordially

Remy PARIS
Desjardins Europe
Alexandra
0 3
This review was posted in French. Show original
Hello,
I wanted to know if I had to go through the online opening to have the benefits or I can do it directly on site?
thank you for the answer
remy
7 22
This review was posted in French. Show original
Hello.
Thanks for your question.
If you go through the team dedicated to newcomers (www.desjardins.com/OuvrirCompte or [email protected]) you will benefit from an adapted care and you will benefit from 2 offers: the offer of welcome to newcomers www.desjardins.com/welcome and the related one month free insurance at ACS Globe PVT. https://pvtistes.net/bon-plan-globe-pvt-desjardins-canada/ (the latter is valid ONLY with our New Arrival Home team). cordially

Rémy PARIS
Desjardins Europe
Chloé
115 413
This review was posted in French. Show original
Good morning all,

I have a question about desjardins bank and I can't find the answer.
If I open a Desjardins account, do I have fees if I pay by credit card in other provinces?

Thanks for your help.
remy
7 22
This review was posted in French. Show original
Hello.
Thanks for your question.
I can confirm that the Desjardins debit and credit cards can be used in all provinces of Canada.
As you benefit from a package with unlimited transactions as PVTistes. All payments with both cards are free of charge. The only fees you may have are fees for withdrawing cash from ATMs outside Desjardins.
However, you could withdraw money free of charge in supermarkets with the Cash Back system of your debit card.
cordially

Remy paris
Desjardins Europe
Florian
0 4
This review was posted in French. Show original
Hello,
I just arrived in Canada with a pvt visa. I wanted to open an account at Desjardins, to benefit from the advantages. But I was asked for my French tax resident number, which I find very odd. I would like to know why a given phone is mandatory for opening an account when this is not the case in other banks?
Thank you for your reply
remy
7 22
This review was posted in French. Show original
Hello,

Thank you for your interest in Desjardins.

Indeed we ask for the Tax Identification Number (which you find on your French tax documents) to comply with the new Canadian tax requirements which require that "financial institutions must take measures to more precisely record residence status for the purposes of the tax of their account holders so that Canada can exchange information with the appropriate foreign governments "as you will read on the Canada Revenue Agency website.
https://www.canada.ca/fr/agence-revenu/services/impot/impot-international-non-residents/declaration-amelioree-rôles-comptes-financiers/rôles-particuliers-detenteurs-comptes-institutions-financieres- canadian.html

This does not change the fact that there is no double taxation between France and Canada.

Some financial institutions may be slower to deploy these new requirements.

We remain at your disposal for further information :
- 001 514 875 4266 option 1
- [email protected]


cordially

Rémy PARIS
Desjardins Europe
Mélissa
0 0
This review was posted in French. Show original
Hello,

As a result of the recent obtaining of a WHP, I would land on January 22 in Toronto and then reside there until August 2018 minimum.
For this reason, I would like to benefit from your offer by opening my bank account with DESJARDINS.

However, by briefly reading this article, I seem to have understood that the only way to finalize the opening of a bank account (AFTER AN ONLINE OPENING) is to appear in person in Montreal. However, I do not intend to go to Montreal, neither on my arrival on the territory, nor during my 8 month stay.

Could you tell me if I can benefit from this offer under the conditions that are mine?
Especially if so, could you explain to me how I should proceed in my particular case?

I thank you in advance.

Cdlt, Mélissa JOURDAN.
remy
7 22
This review was posted in French. Show original
Hello

thank you for your interest in Desjardins and well done for your WHP

You can absolutely initiate the procedure on www.desjardins.com/OpenOccount

Then you can finalize it on site in Toronto and take advantage of our welcome offer for newcomers who understand a bank account with unlimited transactions for 12 months among others

More info on Www.desjardins.com/toronto

cordially

Remy paris
Desjardins Europe