
Get a free transaction plan for 2 years as well as other great deals from Desjardins
Get a free transaction plan for 2 years as well as other great deals from Desjardins
At Desjardins, the leading financial cooperative group in Canada, we'll help you get settled with our welcome offer for newcomers1:
Everyday account with a free transaction plan and unlimited transactions for 2 years after your account is opened2.
A credit card,3 potentially with no annual fee,4 even if you have no credit history.
Free legal assistance5 for 2 years after your account is opened. This confidential phone service provides unlimited access to lawyers and notaries for reliable information about your rights and obligations.
This section will help you answer the questions on the online account application.
Additional questions section
For the question What is the intended use of the account?
Select Budget management
Fiscal residence section
Address in Canada section
Enter the address where you’re planning to live, even temporarily, so we can choose the caisse (branch) that’s closest to you. When you arrive, we’ll update it with your permanent address.
Status section
Canadian residency status:
Occupation section
After that, your account will be managed by the caisse of your choice in Quebec or Ontario.
If you’re not planning to travel through Montreal, you can pre-open your account online, transfer your money, then finish the process at the caisse where you’re going to have your account.
With Desjardins, get a bank account with a free monthly plan and unlimited free transactions. We’ll help you manage your money without the headaches.
As the largest cooperative financial institution in Canada and the leading financial institution in Quebec, Desjardins has a solid reputation. Desjardins Group ranks 4th among the Safest Banks in North America according to Global Finance, and its capital ratios and credit ratings are among the best in the industry.
Desjardins has over 7 million members and clients spanning over 290 caisses in Quebec and Ontario (Ottawa and Toronto), and gives you access to over 2,000 ATMs and nearly 1,000 service outlets.
57 Reviews
Please leave your feedback or ask questions
Hello,
We arrive with my spouse in 1 month in Canada, he with a JP and me as a de facto spouse. My question is: with the Desjardins and PVtistes offer, is it possible to directly open a joint account in our two names? Thank you for your reply ! Leah
Hello,
I arrive in Canada in 2 weeks for a period of two years with a PVT.
I don’t have an address at the moment but I would like to create a bank account before leaving. Is there a way to proceed?
Hello,
First of all, thank you for your interest in Desjardins and congratulations on your project in Canada.
We offer a very simple and free remote account opening process in 3 steps and 7 working days:
A – We invite you to consult our reference site http://www.desjardins.com/OpenCompte and to answer the form to the best of your knowledge by filling in the mandatory fields.
• For the “Address in Canada” section
o You can let us know the district where you think you will live even temporarily or work to allow us to choose the most practical Caisse (=agency) for you.
o Subsequently we can modify it with your final address.
B – Subsequently, our team dedicated to new arrivals will send you by email your Bank Identity Statement (RIB) which will allow you to make your 1st international fund transfer, if you wish (remember to check your SPAM folder or mail undesirable) …)
C – Once in Canada, you can be authenticated and retrieve your means of payment (FREE debit card = access card)
If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1
Hello,
I have just arrived in Canada with my PVT and I did not open a bank account before leaving because of the uncertainties linked to the Covid.
Is it still possible to benefit from the Desjardins new arrivals offer described above (preferential fees and with 1 month of ACS insurance offered, although already subscribed)?
Thanks in advance,
Paul
Good morning !
Thank you for your message. We recommend pre-opening an account before departure, but you can still take advantage of our 2 offers by going to http://www.desjardins.com/openaccount
OR by going directly to our agency dedicated to Newcomers located at 1101 Ste Catherine Street West Montreal H3B1J4 (Metro Peel)
OR by going to the nearest Desjardins Caisse (= agency). The Desjardins welcome offer with the free current account, debit and credit card will be added to your Desjardins account and you can request the reimbursement of the month Globe PVT on https://www.acs-ami.com/fr/ miscellaneous/offer-acs-desjardins/.
If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1
Good luck in Canada!
Hello,
It seems that there is a problem on the Desjardins site when I try to make an account opening request from outside Canada (I am currently in France).
Indeed, in step 2 it is not possible to indicate a Canadian postal code. It is impossible to enter letters or numbers, which makes the form impossible to validate.
Thank you in advance for your help 🙂
Diana
Hello Diana! Thank you for your message and your interest in Desjardins. I just did a test on http://www.desjardins.com/OpenCompte and everything is working normally.
I invite you to check your postal code on https://www.canadapost-postescanada.ca/info/cg/personnel/codepostal/trouvercodepostal.jsf
We are committed to providing the best possible support to people who have a life plan in Canada, as you will read on http://www.desjardins.com/VivreAuCanada or in the brochure to download at https://www.desjardins.com/guide- prepare-arrival-canada
We also offer free conferences to help you prepare for your project or when you arrive in Canada. Information and registration at http://www.facebook.com/monprojetcanadadesjardins
If you have other Canadian banking questions, we invite you to contact our team dedicated to newcomers and non-residents directly: [email protected] +1-514-875-4266, option 1
Hello,
I opened my account with Desjardin using the newcomer link and I would like to know how to get reimbursement for one month of the globe pvt insurance. Thank you
Hello Soumeya, here is an article which summarizes the whole process: https://pvtistes.net/bon-plan-globe-pvt-desjardins-canada/ 🙂
Good morning ! Thank you for your interest in Desjardins!
Hello,
I did not prefer to create a Desjardins account before I really arrived in Canada in view of all the uncertainties related to access to Canada at the moment. But it’s good I arrived in Canada with my wife. Can I still benefit from the free Desjardins newcomer offer with 1 month of ACS insurance offered?
Thank you in advance for your return.
Hello Yoan!
Thank you for your comment.
We answer you in private message
Good luck in Canada!
Hello Yoan!
Thank you for your comment.
We answer you in private message
Good luck in Canada!
Hello,
I have been trying to open an account for 3 days but during the step of choosing the fund, the site turns in circles and suddenly impossible to continue. What to do?
thank you
Hello,
First of all, thank you for your interest in Desjardins and congratulations on your project in Canada.
It seems that we had a technical problem on the account opening page but after a test this morning it seems to be resolved.
For the “Address in Canada” section, you can give us the address where you think you will reside even temporarily or work to allow us to choose the Fund (= agency) most convenient for you. We can then modify it with your final address.
If the problem persists, I suggest you contact us at [email protected]
In addition, here is a summary of the support provided by Desjardins for your needs
Desjardins is the leading cooperative financial group in Canada with more than 7 million members and clients
We are committed to providing the best possible support to people who have a life project in Canada, as you will read at http://www.desjardins.com/VivreAuCanada or in the brochure to download at https://www.lacabanedesjardins.fr/assets/ pdf / guide_desjardins.pdf
We also offer free conferences to help you prepare for your project or when you arrive in Canada:
Before your departure: Information and registration on http://www.eventbrite.fr/o/la-cabane-desjardins-18442538366
After your arrival: Information and registration on http://www.eventbrite.ca/o/desjardins-equipe-des-nouveaux-arrivants-18806275829
If you have other Canadian banking questions, we invite you to contact our dedicated team for newcomers and non-residents directly: + 1-514-875-4266, option 1 [email protected]
Hello, I’m only going to stay in Montreal for 5 months, can someone tell me if I can leave the bank after these 5 months? Thank you 🙂
Hello,
Thank you for your interest in Desjardins.
You can open your account remotely at http://www.desjardins.com/OuvrirCompte.
You can then finalize it in Canada (Quebec or Ontario)
the condition for most banks in Canada is to stay at least 6 months in Canada.
If you stay 5 months in Montreal and then at least 1 month in another province, you are eligible for an account in Canada and with Desjardins.
Indeed, our means of payment (debit card, credit card, checks, INTERAC transfers, etc.) work across Canada.
So if you travel in Canada outside Quebec and Ontario, you can pay with the 2 debit or credit cards at no additional cost.
In addition, cash withdrawals are rare in Canada because the 2 debit and credit cards are “contactless” up to $ 100
Finally, if you do not have any nearby Desjardins ATMs, you can always withdraw cash free of charge, with your debit card, in a grocery store, using “cash back” (see page 62 of the guide)
https://www.lacabanedesjardins.fr/assets/pdf/guide_desjardins.pdf
If you have other Canadian banking questions, we invite you to contact our dedicated team for newcomers and non-residents directly: + 1-514-875-4266, option 1 [email protected]
Hello, how many times can I make a withdrawal per week? With an account opened online for new students.
Thank you
Hello Nass, with the newcomers’ offer detailed above, you have an unlimited number of transactions (including withdrawals) 🙂
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