OPEN A BANK ACCOUNT IN CANADA BEFORE YOUR DEPARTURE
remy
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Julie
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54 Reviews

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Bérénice
13 22
This review was posted in French. Show original

Hello !
It seems, when opening a remote account, that it is necessary to give the address that we will have in Canada. Except I intend (as many surely!) To take advantage of the Working Holiday Permit to change place and even province more or less regularly … what should I communicate as an address?

remy
14 24
This review was posted in French. Show original

Hello.
Thank you for your interest in Desjardins.
For the “Address in Canada” section, you can tell us the neighborhood where you think you will even be living temporarily or work to allow us to choose the Caisse (= agency) most convenient for you. Then we can change it with your final address.
If you have other Canadian banking questions, we invite you to directly contact our team dedicated to newcomers and non-residents:
+ 1-514-875-4266, option 1 [email protected]

Jessica
0 0
This review was posted in French. Show original

Hello,
Is the “good garden plan” with Globe PVT valid for Calgary and / or Vancouver?
Thank you

remy
14 24
This review was posted in French. Show original

Hello,

First of all, thank you for your interest in Desjardins and congratulations on your project in Canada.

Desjardins is present throughout Quebec and Ontario but we are not present in the rest of Canada as you will see on http://www.desjardins.com/localisateur
However, our payment methods (debit card, credit card, checks, INTERAC transfers, etc.) work across Canada.

If you have other Canadian banking questions, we invite you to directly contact our team dedicated to newcomers and non-residents:
+ 1-514-875-4266, option 1 [email protected]

cordially

Rémy PARIS
Desjardins Europe

Michaël
4 10
This review was posted in French. Show original

HELLO
I’m flying tomorrow for Montreal.
I received the certificate of transfer of funds, to make my transfer via transfer wise and I cannot send money because it is written that my account number must contain 16 characters, except it has only 15 !! does this have to do with the absence of a verifier number?

Julie
5.1K 13.9K
This review was posted in French. Show original

Hi Michaël, has the problem been solved? I know that many pvtistes go through Transfermate to send their money to a Desjardins account and that it works well. The two transfer organizations should work more or less the same so normally it should be good 🙂

alina
0 2
This review was posted in French. Show original

Hello ,
I would like to benefit from the good Desjardins plan to make transfers before my departure, but the bank asks me for an address in Canada. That I am not at the moment because when I arrive I will be in an airbnb. How did the PVTiste do ???

remy
14 24
This review was posted in French. Show original

Hello.
Thank you for your comment and your interest in Desjardins. We actually ask you for an address in Canada to select the agency (called the Caisse) that is most convenient for you once there. You can therefore tell us “roughly” the district where you plan to live and / or work.
If you have other Canadian banking questions, we invite you to directly contact our team dedicated to newcomers and non-residents:
+ 1-514-875-4266, option 1 [email protected]

Clem
0 0
This review was posted in French. Show original

Hello !
I already put a comment for the additional 23kgs of luggage, I also want to thank you for the good Desjardins plan and also for the car rental! Top !

Edouard
0 0
This review was posted in French. Show original

Hello,
Is the offer also valid for co-op internships?
Thank you

Julie
5.1K 13.9K
This review was posted in French. Show original

Hello Edouard,

No, the offer is limited to PVTistes and Young professionals.

mohamed
0 1
This review was posted in French. Show original

slt there is no way to send money or even make count open an account here even where jenme resides in Algeria. So my question what to do and thank you bcq

Julie
5.1K 13.9K
This review was posted in French. Show original

Hello, you can make a transfer from your Algerian bank to your Canadian bank or then go through a money transfer organization like Transfermate: https://pvtistes.net/bonsplans/transfermate/, which generally offers more exchange rates interesting 🙂

remy
14 24
This review was posted in French. Show original

Hello,

Thank you for your interest in Desjardins.

We offer a very simple and free remote account opening process in 3 steps and 7 working days:
A – We invite you to consult our reference site http://www.desjardins.com/OpenOccount and to respond to the best of your knowledge to the form by filling in the mandatory fields.
B – Subsequently our team dedicated to new arrivals will take care of you and communicate with you by email (remember to check your SPAM file or spam) to finalize the opening, receive the electronic versions of your identity documents and visa and guide you through the next steps (sending the bank details, 1st transfer of funds, etc.)
C – Once in Canada, you will be able to authenticate yourself and recover your means of payment (FREE debit card = access card)

For more information you can contact [email protected]

cordially

Rémy PARIS
Desjardins Europe

wcxd
1 7
This review was posted in French. Show original

Hello,

I followed the account opening procedure in order to benefit from the free one year. I have received an email (automatic?) From the bank confirming my request to open an account.

However I have no other information, in particular I would have liked to be able to transfer funds before my departure to have access to it as of my arrival.

Do you know how can I do?

thank you,

remy
14 24
This review was posted in French. Show original

Hello.

Thank you for your interest in Desjardins.
– Following your online request, you will receive an email from [email protected]
CAUTION: Do not forget to check your SPAMS box or spam.
– Respond by email to the questions asked by attaching a digitized version of your passport and your acceptance letter.
– You will then receive a Bank Identity Statement which will allow you to make your 1st transfer of funds to Canada.

If you have other Canadian banking questions, we invite you to contact our dedicated team for newcomers and non-residents directly by writing to [email protected]

cordially

Rémy PARIS
Desjardins Europe

Samir
0 1
This review was posted in French. Show original

Hello,

I arrived in Montreal 2 days ago as a PVTiste and I would like to take advantage of this offer, however when I wish to register, I see this message there:

This request is for you if …
You have taken steps to immigrate to Canada.
Your arrival on Canadian soil is planned within 12 months.
It is NOT for you if …
You have already arrived in Canada. If so, use the form

Does this mean that I cannot take advantage of this offer now that I have set foot on Canadian soil?
When I click on the link to open an account, you ask “Provide your social insurance number (SIN).” But as a Belgian, I do not have a SIN but an NISS, a Belgian national number which allows identify a person in the Belgian social security system, is that also good?

Thank you in advance for your answers

Samir
0 1
This review was posted in French. Show original

Hello again, I withdraw my question on the NAS, but I maintain the first, sorry.

Thank you.

remy
14 24
This review was posted in French. Show original

Hello,

Welcome to Canada !
You can also take advantage of this offer once there.
You should ideally go to our service point dedicated to newcomers at 1101 rue Ste Catherine Ouest, Montreal, QC, H3B 1J4.
or by writing to them at [email protected]
You will be able to benefit from the 12 months of free (and other benefits) AND the month of Globe PVT insurance offered (if you are insured by ACS)
https://pvtistes.net/bon-plan-globe-pvt-desjardins-canada/
We remain at your disposal for further information

cordially

Rémy PARIS
Desjardins Europe

Samir
0 1
This review was posted in French. Show original

Hello,

Perfect, thank you very much @remy_paris.
So I would go to this address.

Regards,

D
0 0
This review was posted in French. Show original

Hello,
I would like to know if we can finalize the opening in Ottawa, or we would have to go through the agency in Montreal.
I would like to have details on the cards we will have with the Desjardins account. will we have a debit or credit card or both? can we have the interest rates applied on credit cards?

Thank you
cordially

remy
14 24
This review was posted in French. Show original

Hello.

Thank you for your message.
You can absolutely initiate your account opening online at http://www.desjardins.com/OpenOccount.
Then afterwards you can finalize the opening of an account in our agency in Ottawa.
For more information, contact our team dedicated to newcomers: [email protected]

cordially

Rémy PARIS
Desjardins Europe

remy
14 24
This review was posted in French. Show original

Hello,
In addition to my answer I confirm that we offer 2 cards:
– The DEBIT card is offered free with the current account and allows you to withdraw money from ATMs, pay at merchants (but not on the Internet) and consult free access D, the Desjardins online bank.
 – The CREDIT “REMISE DESJARDINS” card is offered without annual fees with an interest rate of 19.9%
https://www.desjardins.com/particuliers/prets-marges-cartes-credit/cartes-credit/remises/index.jsp
As you will read, a credit card is not mandatory in Canada but highly recommended for:
– Being able to benefit from the VISA or MASTERCARD functions and therefore being able to buy online
– Being able to quickly build up a Canadian credit history, a precious sesame, which opens many doors.
 Desjardins offers you credit cards with no credit history and no security deposit
 
GOOD TO KNOW: A credit card does not generate fees if:
– You choose a card with no annual fee (ex: Desjardins discount card)
– You set a realistic maximum limit for your credit card (ex: 500 CAD per month)
– You automate the monthly payment of your credit card by direct debit in your checking account within 3 weeks which does not generate any interest)
– You do not withdraw money from ATMs with this card

cordially

Remy PARIS
Desjardins Europe