Globe WHV Insurance Reviews

Fast and efficient procedures! Really happy to have chosen this insurance.

A very affordable mutual, currently in Canada I had to go to the emergency room, after a few days I received a bill of $769 to pay following my visit to the emergency room.
I sent all the documents to Globe PVT insurance. After 15 days, I was reimbursed for all the costs incurred. Superb insurance with very good follow-up. Thank you ?

Very simple to take out the insurance, the procedure and the receipt of your insurance card as well as all the documents is very fast and the price is lower compared to all the Canadian insurances for which I had inquired. Only downside is that you have to pay the full amount for the duration of your visa in 1 to 4 instalments, I would have preferred to be debited every month
But no regrets! I recommend

Cc everyone, super insurance my father-in-law died 5 days ago and on D-Day my husband’s case was taken care of very quickly (we took globe partner) he left the same day. I strongly advise expatriates to take out insurance because peace of mind is guaranteed. A huge THANK YOU to Mathieus for assisting me from the beginning and ensuring that they reach us until the end. To summarize an angel.

Always efficient and quick in their responses, they were very attentive and present when we needed them during a trip (excluding WHV, with classic travel insurance) with my boyfriend to whom I had also advised them. In everyday life during my WHV in New Zealand, I never had the slightest problem to be reimbursed for my care and expenses. The partnership with the WHV allows you to have a great rate (I continued to take this insurance afterwards but the rates excluding PVT are still higher).

What would you change in the refund process?
Perhaps the online platform should however be improved a little because it does not accept files that are too large and if we take too long the session expires and we have to start all over … There should be a way to save your request until validation maybe? In the end, I preferred to use the classic method of sending documents by email to avoid these inconveniences, but it worked very well by email.

They ask for too many supporting documents for reimbursement. Including an original invoice, which is very difficult to obtain in Canada, and a detailed medical report, something that the doctors here do not seem to know what it is given their eyes that they have all done to me, as well as a request which is long and a report which takes a long time to arrive (and which may pay off if too many pages). I find that the invoice should be sufficient because the examinations made are detailed there and there is proof of payment

Do not reimburse the exact amount of the invoice because they have exchange fees to pay and the rate varies. Yes, but when I called to ask if there was a difference between local currency and euros (because we have a choice), I was told no. I also ask if I will be reimbursed the exact amount of my invoice, I am told yes, which obviously was not the case. I asked to be reimbursed in local currency. When I got an email telling me that I will be refunded X euros, that’s when I realized there was going to be a problem. Obviously, the conversion was less than the amount of the invoice paid. Then when I complain I am told to refer to sections of my contract. Unfortunately, this is not mentioned in the contract. In short, more than $ 100 lost.

Globe WHV allowed us to carry out our WHV with peace of mind. Medical costs are high in Canada. Having insurance that is 100% supported with prompt reimbursement is a real luxury.

My PVT experience was unfortunately shortened … the health situation made me return to France earlier than expected, therefore, I was not really able to make use of Globe PVT insurance … However, Insurance repayment terms are quite simple and quick.

Very good experience overall